A cooperative institution built on open-source infrastructure. No shareholders extracting profit. No Visa. No Mastercard. Your money, your rules, your vote.
Free. No spam. We'll email you when we launch.
Today a major bank announced 7,800 job cuts, calling its workers "lower-value human capital" to be replaced by AI. We think banking should serve people, not discard them.
Standard Chartered, 19 May 2026 — Reuters
How it works
A Community Benefit Society. One member, one vote. Elected board. Transparent accounts. You own the institution. It works for you.
A branded payment card that works everywhere. Behind it, a cooperative payment rail that costs fractions of a percent instead of Visa's 2-3%.
Your own financial AI that manages payments, tracks spending, and negotiates on your behalf. It runs on your phone. It works for you, not the bank.
Physical money with cryptographic provenance. Real metal, real value. Each coin verified on-chain. If everything else fails, you hold gold.
Mesh network payments via NFC tags and radio. Pay at a field market with no signal. Money that works wherever you are.
Built on Script — open-source infrastructure that legally cannot be used to cause harm. No weapons. No surveillance. No exploitation.
Physical meets digital
Physical cards contain Script blockchain data. Scan to add assets to your wallet. Ownership verified on-chain. Works offline — syncs when connected. No app store, no middleman.
Programmable money
Rent, subscriptions, freelance payments — all managed by contracts that enforce the rules you set. No bank sitting in the middle taking a cut. The money itself does the work.
Peer to peer
Own digital assets that you actually control. Share them via BitTorrent — decentralised and resilient. Your assets stay accessible even if we go offline. The network is the backup.
The difference
| Big Banks | Pirate Space Agency | |
|---|---|---|
| Ownership | Shareholders | Members (one vote each) |
| Transaction fees | 1.5–3% | Fractions of a percent |
| Your data | Sold to third parties | Yours. Always. |
| AI | Replaces workers | Serves members |
| Censorship | Can freeze your account | Cooperative governance |
| Works offline | No | Mesh network payments |
| Currency backing | Government promise | Gold, silver, cryptography |
| Governance | Board room, closed doors | Democratic, transparent |
Manchester, UK
Aerospace. Robotics. Open-source infrastructure. Building the tools for a post-scarcity economy on Earth and in space since 2015.
supernovalabs.co.uk →Be first to access cooperative infrastructure that belongs to its members, not its shareholders.