The Pirate Space Agency is a cooperative building open infrastructure for space, finance, and the commons. We start by fixing money.
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The problem
The space industry can't get bank accounts. Companies are denied payment processing. Video Games and Media are deplatformed overnight. Political organisations, journalists, whistleblowers — entire sectors locked out of the financial system because two private American corporations decide who gets to participate in the economy.
Visa and Mastercard charge 1.5–3% on every transaction and exercise veto power over global commerce with no democratic oversight. Banks routinely refuse accounts to legal businesses they consider reputationally inconvenient. The system doesn't serve the economy — it gatekeeps it.
This isn't just a space problem. It's a structural problem. Any industry that doesn't fit neatly into a bank's risk model gets locked out of the infrastructure everyone else takes for granted. The Pirate Space Agency exists to build the alternative — starting with finance, extending to space, and open-sourcing the model so any community can do the same.
Today a major bank announced 7,800 job cuts, calling its workers "lower-value human capital" to be replaced by AI. We think banking should serve people, not discard them.
Standard Chartered, 19 May 2026 — Reuters
The model
The Pirate Space Agency is a Community Benefit Society — a cooperative structure under UK law where every member has one vote, the board is elected, and the accounts are transparent. It is not a startup. Not a fintech. A democratic institution.
We're building a complete payment stack on Script — an open-source blockchain with smart contracts, physical gold and silver coins with cryptographic provenance, NFC tags for everyday payments, and mesh network capability that works without internet. The entire system is released under the Hippocratic Licence, which legally prohibits use that causes harm.
The model is designed to be replicated. A farming cooperative in Kenya, a maker space in Berlin, a fishermen's guild in Hokkaido — any community locked out of traditional finance can fork the infrastructure and run their own. Open-source money for an open-source world.
The first product
Supernova Pay is the public-facing banking app built on the PSA's cooperative infrastructure. It looks and works like any modern banking app — account balance, card payments, transfers — but underneath, you own it. No shareholders. No Visa middleman. Transaction fees at fractions of a percent.
Every member gets a personal AI agent that manages their finances privately on their device — not a chatbot, a genuine financial assistant that works for you and never sells your data.
How it works
A Community Benefit Society. One member, one vote. Elected board. Transparent accounts. You own the institution. It works for you.
A branded payment card that works everywhere. Behind it, a cooperative payment rail that costs fractions of a percent instead of Visa's 2-3%.
Your own local AI agent that manages payments, tracks spending, and negotiates on your behalf. It runs on your phone. It works for you, not the bank.
Physical money with cryptographic provenance. Real metal, real value. Each coin verified on-chain. If everything else fails, you hold gold.
Mesh network payments via NFC tags and radio. Pay at a field market with no signal. Money that works wherever you are.
Built on Script — open-source infrastructure that legally cannot be used to cause harm. No weapons. No surveillance. No exploitation.
See it in action
A live demo of the cooperative banking app. Tap around — explore accounts, NFTs, smart contracts, and the virtual card.
Physical meets digital
Physical cards contain Script blockchain data. Scan to add assets to your wallet. Ownership verified on-chain. Works offline — syncs when connected. No app store, no middleman.
Programmable money
Rent, subscriptions, freelance payments — all managed by contracts that enforce the rules you set. No bank sitting in the middle taking a cut. The money itself does the work.
Peer to peer
Own digital assets that you actually control. Share them via BitTorrent — decentralised and resilient. Your assets stay accessible even if we go offline. The network is the backup.
The difference
| Big Banks | Pirate Space Agency | |
|---|---|---|
| Ownership | Shareholders | Members (one vote each) |
| Transaction fees | 1.5–3% | Fractions of a percent |
| Your data | Sold to third parties | Yours. Always. |
| AI | Replaces workers | Serves members |
| Censorship | Can freeze your account | Cooperative governance |
| Works offline | No | Mesh network payments |
| Currency backing | Government promise | Gold, silver, cryptography |
| Governance | Board room, closed doors | Democratic, transparent |
Manchester, UK
Aerospace. Robotics. Open-source infrastructure. Building the tools for a post-scarcity economy on Earth and in space since 2015.
supernovalabs.co.uk →Be first to access cooperative infrastructure that belongs to its members, not its shareholders.